From 2020 to now, under the influence of Sino US trade friction, cross-border e-commerce has not declined, but has risen against the market. There are three main reasons: the first is the regional advantages. For example, China's industrial advantages can't migrate in a short time, and China's processing advantages can't be replaced by other countries in the short term. Second, the state introduced various policies to support the development of cross-border e-commerce. Third, the whole industry should keep united, support each other, complement each other and overcome difficulties together.

Especially in the Southeast Asian market, there are more and more opportunities for cross-border payment. Cross border payment in Southeast Asia has attracted a lot of attention. The United States has also entered the Southeast Asian market. Chinese giants Alibaba and Tencent are not lagging behind

Why does Southeast Asia have such a payment market? According to the relevant analysis, "first of all, Southeast Asia has a very deep market foundation in terms of digital and cross-border payment. At present, there are 660 million people in Southeast Asia. Young and strong people are more likely to accept new technologies, providing unlimited possibilities for cross-border payment in the region. Data show that in Thailand and Malaysia, young people spend at least four hours a day surfing the Internet. " At the same time, there are still more than 17 million people in Southeast Asia who do not have bank cards or bank accounts, so they cannot enjoy basic financial services. However, these people, like other people in the world, have daily consumption and payment needs. As a result, these people will form a huge market.

However, cross-border payment is also facing some challenges. For many small and medium-sized enterprises with low profit and small scale undertake too much in cross-border payment link, which should have been taken on by commercial banks in this process. Blockchain technology is the key to solve this problem. In the payment process, because it requires more efficiency and less delay. The actual demand for the amount of data is relatively low. We may need two transactions per minute, which isn’t a large demand. This is a good opportunity. If the blockchain technology is used to remove intermediate links and realize the direct point-to-point transaction, the cost will be greatly reduced.

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